Financial Planning
Understanding Your Stock Compensation: RSUs vs. ISOs
Stock compensation is a valuable part of employment compensation packages, offering employees a stake in their company’s success. Two common forms of stock compensation are Restricted Stock Units (RSUs) and Incentive Stock Options (ISOs). Understanding how they work, and their respective tax implications can help you make important financial decisions. What Are RSUs? Restricted Stock […]
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2024 Top Advisor
Best In Wealth – Winner InvestmentNews has revealed its Top Advisors who are elevating their firms to new heights. This year’s winners are boosting AUM levels, attracting more clients, and emerged as dynamic performers. Frank J. Fiumecaldo has earned recognition in the 2024 InvestmentNews Top Advisors. America’s best advisors provide clients with trusted advice, innovative investment options and […]
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Training Your Wealth
Great wealth advice should cost you much less in the long term than no advice at all. Not all advisors are the same, but if you do find a great one, it’s important to think about the overall value they can provide when considering costs. A Great Workout Hiring a wealth advisor depends on your specific […]
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Why You Need a Financial Advisor
We understand. Personal Financial Planning or investing in the stock market can be ambiguous, uncertain, and stressful. You could follow a DIY (Do It Yourself) YouTube video to remove your toe or fly an airplane but what happens when you can’t stop the bleeding, or the weather turns dangerous? You should be working alongside an […]
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Top 12 Things You Need to Know about The CARES Act
Last week, the largest and most extensive economic relief effort in American history was signed into law: the Coronavirus Aid, Relief, and Economic Security Act (CARES) Act. This $2.2 trillion-dollar stimulus was designed and passed to provide economic relief to Americans financially impacted by the COVID-19 pandemic. This legislation touches all areas of the economy, […]
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Top 3 Roth Conversion Mistakes and How to Create a Backdoor Roth IRA
Roth IRAs are an attractive retirement planning tool since they are structured to afford tax-free growth and withdrawals. In addition, they don’t require the account owner to take Required Minimum Distributions (RMDs). The IRS (Internal Revenue Service) places restrictions on the availability of such attractive perks in the form of income limitations. High-income earners whose […]
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Value of Financial Planning
What can a Financial Plan do for me? Case 1 Let’s meet Michael. He’s 30 years old and has a good job. He makes $65,000 a year and has been employed now for almost 8 years. Michael has $10,000 total in his savings accounts. He knows he should be saving more but doesn’t think […]
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