Financial Planning
Understanding Your Stock Compensation: RSUs vs. ISOs
Stock compensation is a valuable part of employment compensation packages, offering employees a stake in their company’s success. Two common forms of stock compensation are Restricted Stock Units (RSUs) and Incentive Stock Options (ISOs). Understanding how they work, and their respective tax implications can help you make important financial decisions. What Are RSUs? Restricted Stock […]
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2024 Top Advisor
Best In Wealth – Winner InvestmentNews has revealed its Top Advisors who are elevating their firms to new heights. This year’s winners are boosting AUM levels, attracting more clients, and emerged as dynamic performers. Frank J. Fiumecaldo has earned recognition in the 2024 InvestmentNews Top Advisors. America’s best advisors provide clients with trusted advice, innovative investment options and […]
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High-Earner Layoffs: Crucial Steps If Unemployed
If recent headlines have made you constantly refresh your inbox over the last few days, you are not alone. The growing wave of layoffs is generating panic among high-earner employees. The technology industry has been announcing layoffs these last couple of weeks. Unemployment increased to 3.7%, causing people to doubt their employment security. The closer we […]
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How to Find the Best Financial Advisor for Retirement
Planning and saving for retirement can feel overwhelming. Finding the right wealth planner for retirement planning can help make the process easy. A 2019 study from Northwestern Mutual found that 15% of Americans have no retirement savings at all. This statistic is concerning. Often, younger individuals focus their money on present expenses which leads to neglecting retirement […]
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Training Your Wealth
Great wealth advice should cost you much less in the long term than no advice at all. Not all advisors are the same, but if you do find a great one, it’s important to think about the overall value they can provide when considering costs. A Great Workout Hiring a wealth advisor depends on your specific […]
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Working With Aventine: Client Story
As a financial advisor, I have worked with individuals to support and guide them with their financial and investing decisions. Every client has led to a different experience, a different conversation, and a different story from which to learn. This is the story of a client who had a special request. For me, it’s all about […]
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Why You Need a Financial Advisor
We understand. Personal Financial Planning or investing in the stock market can be ambiguous, uncertain, and stressful. You could follow a DIY (Do It Yourself) YouTube video to remove your toe or fly an airplane but what happens when you can’t stop the bleeding, or the weather turns dangerous? You should be working alongside an […]
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Top 12 Things You Need to Know about The CARES Act
Last week, the largest and most extensive economic relief effort in American history was signed into law: the Coronavirus Aid, Relief, and Economic Security Act (CARES) Act. This $2.2 trillion-dollar stimulus was designed and passed to provide economic relief to Americans financially impacted by the COVID-19 pandemic. This legislation touches all areas of the economy, […]
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The SECURE Act: How will it affect me?
The SECURE Act, an acronym for the “Setting Every Community Up for Retirement Enhancement,” was approved by the House of Representatives in May 2019, but stuck for months in the Senate until supporters pushed for the bill to be included in the must-pass year-end 2019 package. Since its passage, the media and financial world have […]
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Top 3 Roth Conversion Mistakes and How to Create a Backdoor Roth IRA
Roth IRAs are an attractive retirement planning tool since they are structured to afford tax-free growth and withdrawals. In addition, they don’t require the account owner to take Required Minimum Distributions (RMDs). The IRS (Internal Revenue Service) places restrictions on the availability of such attractive perks in the form of income limitations. High-income earners whose […]
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